Values

Helping our clients remain confident knowing they have an investment team behind them that is dedicated to:

Fiduciary Responsibility

As a fiduciary we are held to the highest standards of conduct and will always act in our clients’ best interests. Our recommended strategies will take an objective and holistic approach, suitable for each person’s financial situation.

Engaged Partnership

As a financial partner, we will implement agreed-upon financial strategies, perform ongoing reviews, and rebalance investment accounts to help keep our clients’ plans on track. We will meet to evaluate each plan’s progress, discuss each person’s specific needs, and make any strategic adjustments.

Complete Transparency

We provide complete transparency of each client’s investment strategy. We provide regular account updates, and clients may view investment performance, allocations, holdings, trades, dividends, and more through our secured portal.

Professional Execution

Our planning, operations, and investment specialists work in concert with an investment committee and insurance specialists to provide additional professional management resources to our clients.

Team

Helping Create Successful Outcomes Through Market Cycles

Wealth Team

Jeff McCarty, Founder and President

Founded in 1997 by Jeff McCarty, CEP®, the firm has grown into Prosperity & Legacy Wealth Management (PLWM), dedicated to guiding clients toward financial independence with clarity, trust, and purpose. Drawing on decades of experience, Jeff takes a holistic approach that integrates investment and financial planning, comprehensive insurance solutions, estate planning strategies, and legal document assistance to help protect what matters most.

As an Investment Advisor Representative with Simplicity Wealth LLC, an SEC-registered investment advisory firm, and a Certified Estate Planner (CEP), Jeff helps clients grow assets, reduce risk, and build lasting legacies. He holds his Series 65 license as well as Life & Health and Property & Casualty licenses, along with certifications as a Legal Document Assistant and commissioned Notary Public. Jeff is also an accredited Veteran Claims Agent, proudly serving our nation’s veterans and their families. He is currently pursuing the Accredited Investment Fiduciary (AIF) designation, underscoring his ongoing commitment to professional excellence.

Grounded in honesty, integrity, and honor, Jeff views every client relationship as a privilege. He lives in Santa Clarita with his family, where they are active members of Shepherd Church. For Jeff, helping clients achieve financial peace of mind isn’t just a career—it’s a calling to ensure Prosperity and Legacy for generations to come.

Investment Team

Thomas Rozman, CFA®, CAIA®
Chief Investment Officer

Mr. Rozman is responsible for leading the Investment team for Simplicity Wealth. Prior to Simplicity, Mr. Rozman was President and Chief Investment Officer of Sawtooth Solutions. He also worked in Institutional Sales and Trading at Merrill Lynch. Mr. Rozman is a Chartered Financial Analyst®, Chartered Alternative Investment Analyst®, and is Series 65 registered. He has previously held Series 7 and 24 securities licenses. Mr. Rozman earned an M.B.A. from the University of Chicago Booth School of Business and a B.A from St. Olaf College.

Paul Tinnirello
Director of Operations

Mr. Tinnirello is responsible for overseeing Operations for Simplicity Wealth. He has more than 25 years of experience in the financial services industry, and was most recently Chief Operating Officer at Bleakley Financial Group. He began his career as a Financial Advisor at Merrill Lynch before transitioning into leadership, management, and compliance roles at wirehouses and RIAs. Mr. Tinnirello holds dual Masters degrees from Fordham University, with concentrations in Management and Finance.

Michael Mortellaro
Head of Planning

Mr. Mortellaro is responsible for leading the Planning team for Simplicity Wealth. Prior to Simplicity, Mr. Mortellaro led the Practice & Planning teams at Global Financial Private Capital. In his 25 years of experience in the financial services industry, he also held executive leadership positions at Charles Schwab, Fidelity Investments, and New York Life. Mr. Mortellaro is Series 7, 9, 10, 63 and 65 securities licensed, and is a Life and Health insurance licensed agent. Mr. Mortellaro earned a B.B.A. from American Intercontinental University.

Scott Raider
Chief Compliance Officer

Mr. Raider serves as Chief Compliance Officer for Simplicity Wealth. Prior to joining Simplicity, Mr. Raider served as Chief Compliance Officer for a rapidly expanding independent financial advisory firm and as a Designated Principal and Compliance Supervision Analyst at the largest independent broker-dealer in the nation. With over a decade of experience in compliance supervision and regional management, Mr. Raider directs the development and optimization of compliance policies, procedures, and systems across the Wealth channel. Mr. Raider earned a B.S. in Political Science from the University of California, Santa Barbara.